Well, let me tell you, I heard some folks talkin’ ’bout how much them NFL players, them football fellas, make when they hang up their cleats. It’s a head-scratcher, ain’t it? Some of ’em, they do alright, others, well, not so much. You see, it ain’t just about the money they make tossin’ that pigskin around, it’s about what they do with it after, see?
How Much Money Do They Get?
I heard them talk about retirement. Some save up like squirrels, others spend like there’s no tomorrow. Now, I ain’t no expert, but I heard that a lot depends on how long they played, how smart they was with their cash, and if they got hurt or not.
They say some of these fellas get a pension. That is like a regular paycheck even after they stop playin’. Sounds nice, don’t it? But, it ain’t a fortune for some of them, especially if they didn’t play too long. They also get some other benefits too, like health insurance, but I hear that ain’t always enough neither. Many of them get hurt you know, playing all hard like that.
- Some get a pension, like a regular paycheck.
- Some get health insurance, but it ain’t always enough.
- Some, they invest their money, like plantin’ seeds.
Smart With The Money
Now, I heard some of these NFL players, they’re smart cookies. They invest their money. That’s like plantin’ seeds, you see? You put some money in, and if you do it right, it grows. They put it in businesses, or stocks, or somethin’ like that. I don’t understand all that fancy stuff, but I know it’s important to make your money work for ya.
You can also put some money in an IRA. I heard someone say that’s like a special piggy bank for when you are old. You can put in like 5% to 15% of the money you make. That’s good. You won’t be missing it too much, and it will be there for you when you retire.
There’s this thing called 401(k) too. Sounds complicated, but from what I gather, it’s another way to save. You put some money in each month, and your boss, he might put some in too. That’s like gettin’ free money! Then you can use the money to buy stocks and stuff. But I don’t know much about that.
Not So Smart
But, Lordy, some of them football players, they just throw their money away. They buy big houses, fancy cars, and who knows what else. It’s like they think the money’s gonna last forever. But it don’t. Next thing you know, they’re broke as a church mouse. And retirement, well, it ain’t so sweet then, is it?

I heard about this one fella, spent all his money, didn’t save a dime. Now he’s old and broke. It’s a sad story, but it happens. That’s why it’s important to be smart with your money, even if you ain’t an NFL player.
What Happens When They’re Done?
Retirement for these fellas, it ain’t like for us regular folks. They retire young, you see? I heard the average is like 27 years old. 27! That’s barely older than my grandson. They got a whole life ahead of ’em. What do they do then? Some become coaches, some do TV, some just fade away. It’s a different world for them, that’s for sure.
And them NFL players, they get hurt a lot, tossin’ that ball around and gettin’ tackled. Some of them injuries, they stay with ya for life. Makes it hard to work, hard to do anything. So, that retirement money, it’s gotta last a long time, and sometimes, it just don’t.
You see that young fella, always throwing the football into the stands? Well I heard that if he does that, he has to pay a fine. The first time he does it it is $7,649. And the second time, it is double that. That is a lot of money. If you are not careful, you can lose all your money to fines.
It Ain’t Easy
So, how much do them NFL players make in retirement? Well, it’s different for each one. Some make a lot, some make a little, some make nothin’ at all. It all depends on how they played the game, on and off the field. It’s a tough life, bein’ a football star. Lots of money, yes, but lots of problems too.

It ain’t easy, this life. You gotta be smart, gotta plan ahead. Just like plantin’ them seeds, you gotta tend to your money, make it grow. Otherwise, you’ll be left with nothin’ but an empty field and a whole lot of regret. And that goes for everyone, NFL players or not.
The most important thing is to save some money every time you get paid. It don’t matter how much money you make. You need to save some for when you are old and can’t work no more. Even if you only save a little bit each time, it will add up. You can put it in a bank, or in an IRA or 401(k). Just save some, you hear?